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Updated: 4 April 2024

Version 1

Legal Disclaimer
MCA Whistleblower is an online platform that provides tools for reporting Merchant Cash Advance (MCA) fraud. MCA Whistleblower is not a law firm, and we do not provide legal advice or represent you in any legal capacity.

By using this platform or our tools, you are not accessing attorney services or legal advice, unless you opt for a specific service which includes a review of your complaint by an independently contracted attorney. The services of MCA Whistleblower, including our website, reporting tools, and any information we provide, are not a substitute for the advice of an attorney.

When using our services, you are not establishing an attorney-client relationship with MCA Whistleblower or any of its employees. MCA Whistleblower makes no guarantee or representation that information provided to MCA Whistleblower is protected by attorney-client privilege or as work product.

Upon accessing our platform, you affirm that the information you have provided is accurate and truthful, and you assume all responsibility for keeping your information correct and up-to-date. Any inaccuracies in the information you provide could affect the processing and outcome of your complaints. You are encouraged to review all documents or complaints generated through our platform before submission. You take sole responsibility for the accuracy of your personal information contained in any documents or complaints you sign or submit.

Each person’s situation is different, and complex cases may require legal advice and representation. Our platform is not designed to identify all situations where legal representation is recommended or necessary. We do not review your submissions for legal accuracy or sufficiency, draw legal conclusions, provide legal advice, or apply the law to the facts of your particular situation.

It is your responsibility to determine whether to seek legal advice.

Laws vary by state, which may affect the enforceability or validity of your submissions, and state laws may change over time. MCA Whistleblower cannot guarantee that the complaints generated through use of our platform will be actionable or valid in all states or in every instance. You are responsible for seeking legal review of your documents as needed. For MCA Whistleblower services subject to the laws of North Carolina, MCA Whistleblower does not disclaim any warranties or liability and does not limit the recovery of damages or other remedies by the user.

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© 2025 by MCAWhistleblower, a division of Upload Stock LLC. MCAWhistleblower is not a law firm, does not provide legal advice, and does not represent clients in court. We are a private platform that empowers consumers to report Merchant Cash Advance (MCA) fraud for investigation and potential resolution.

While we do not replace legal counsel, we may refer appropriate cases to state Attorneys General for review and possible enforcement action. We also engage directly with lenders to challenge predatory contracts and propose rescission agreements based on evidence of fraud, usury, and statutory violations.

All document preparation services are provided by Upload Stock LLC, which is fully insured with Errors & Omissions (E&O) insurance through Berkshire Hathaway (biBERK) for your protection. Use of this website does not establish an attorney-client relationship, and no guarantees are made regarding case outcomes. Your use of this site and its products is governed by our Terms of Service, Privacy Policy, and Legal Disclaimer.

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